NCT06101251

Brief Summary

The study team are proposing to conduct a randomized controlled trial to determine the effectiveness of focused feedback vs standard feedback and self-chosen vs assigned goals on driving behaviors targeted by behavior-based insurance apps: hard braking, fast acceleration, handheld phone use, and speeding. The interventions arms will receive feedback on their driving behaviors, tips for safe driving, and a UBI-like financial incentive. The Penn research team will use Meta advertisements to recruit for the study and determine eligibility via an online survey. Those who enroll will undergo a 6-week run-in period during which their driving trips will be monitored by a mobile app. Individuals with a sufficient number of trips during this period will be randomly assigned to one of four arms for the intervention period. Target enrollment is 1,300 participants (325 per trial arm). The power analysis assumed an attrition rate of 20% over the course of the study.

Trial Health

87
On Track

Trial Health Score

Automated assessment based on enrollment pace, timeline, and geographic reach

Enrollment
1,449

participants targeted

Target at P75+ for not_applicable

Timeline
Completed

Started Jan 2024

Shorter than P25 for not_applicable

Geographic Reach
1 country

1 active site

Status
completed

Health score is calculated from publicly available data and should be used for screening purposes only.

Trial Relationships

Click on a node to explore related trials.

Study Timeline

Key milestones and dates

First Submitted

Initial submission to the registry

July 27, 2023

Completed
3 months until next milestone

First Posted

Study publicly available on registry

October 26, 2023

Completed
3 months until next milestone

Study Start

First participant enrolled

January 25, 2024

Completed
6 months until next milestone

Primary Completion

Last participant's last visit for primary outcome

July 30, 2024

Completed
2 months until next milestone

Study Completion

Last participant's last visit for all outcomes

September 30, 2024

Completed
Last Updated

July 2, 2025

Status Verified

July 1, 2025

Enrollment Period

6 months

First QC Date

July 27, 2023

Last Update Submit

July 1, 2025

Conditions

Keywords

Distracted DrivingBehavioral Incentives

Outcome Measures

Primary Outcomes (1)

  • Overall Driving Score

    This is the mean of the four behavior scores for the intervention period (and, in a follow-up analysis of effect sustainability, the post-intervention period). Scores can range from 0 -100, 100 being the safest driving score.

    12 weeks of the intervention period + separate analysis of 6 week post intervention.

Secondary Outcomes (4)

  • Distraction score

    12 weeks of the intervention period + separate analysis of 6 week post intervention.

  • Speeding score

    12 weeks of the intervention period + separate analysis of 6 week post intervention.

  • Braking score

    12 weeks of the intervention period + separate analysis of 6 week post intervention.

  • Acceleration Score

    12 weeks of the intervention period + separate analysis of 6 week post intervention.

Other Outcomes (10)

  • Handheld phone use per hour of driving

    12 weeks of the intervention period + separate analysis of 6 week post intervention.

  • Overall riskiness metric

    12 weeks of the intervention period + separate analysis of 6 week post intervention.

  • Disabled SMS messaging

    18 weeks of the study (6 - week baseline; 12- week intervention period)

  • +7 more other outcomes

Study Arms (4)

Control

NO INTERVENTION

Participants will have the Way to Drive app monitoring in the background throughout the intervention period for overall driving score, handheld phone use, speeding, hard braking, and fast acceleration. They will not receive feedback, driving tips or UBI-like behavioral incentives. Participants will also receive payment or non-adherence messages as needed for having the app functioning.

Standard Feedback + UBI-like Behavioral Incentive

ACTIVE COMPARATOR

Participants will have the Way to Drive app monitoring in the background, and will receive payment or non-adherence messages as needed, but will also receive, Standard Feedback, Study Dashboard, Driving Tips, and UBI-like Behavioral Incentive

Behavioral: Driving TipsBehavioral: Standard FeedbackBehavioral: Study Dashboard (Standard)Behavioral: UBI-like Behavioral Incentive

Assigned Goal with UBI-like Behavioral Incentive

ACTIVE COMPARATOR

Participants will have the Way to Drive app monitoring in the background, and will receive payment or non-adherence messages as needed, but will also receive Assigned Focus Area Feedback, Driving Tips, a Study Dashboard, and UBI-like Behavioral Incentive

Behavioral: Driving TipsBehavioral: Assigned Focus Area FeedbackBehavioral: Study Dashboard (focused)Behavioral: UBI-like Behavioral Incentive

Self-Chosen Goal with UBI-like Behavioral Incentive

ACTIVE COMPARATOR

Participants will have the Way to Drive app monitoring in the background, and will receive payment or non-adherence messages as needed, but will also receive Self-Chosen Focus Area Feedback, Driving Tips, Study Dashboard, and UBI-like Behavioral Incentive.

Behavioral: Driving TipsBehavioral: Study Dashboard (Standard)Behavioral: UBI-like Behavioral IncentiveBehavioral: Sef-Chosen Focus Area Feedback

Interventions

Driving TipsBEHAVIORAL

Each week participants will receive a safe driving tip for one of the four behaviors via text message.

Assigned Goal with UBI-like Behavioral IncentiveSelf-Chosen Goal with UBI-like Behavioral IncentiveStandard Feedback + UBI-like Behavioral Incentive

Each week participants will receive a text message showing their overall driving score (out of 100) and subscores for distraction, hard braking, fast acceleration, and speeding (all running averages). The scoreboard will indicate whether their scores have gone up, down, or stayed the same. The message will include a link to a dashboard.

Standard Feedback + UBI-like Behavioral Incentive

Each week feedback will focus the participant's attention on the driving behavior with the greatest opportunity for improvement based on their baseline driving behavior. Participants will be assigned a goal for the week of a score 5 points (3 points in the case of Driver Focus) better than their baseline for that area. If they meet the goal, they will be given a new goal 5 points higher; if they fall short, they will be asked to try for the same goal again. If they improve sufficiently-or if their improvement stalls out-they will be assigned a new behavior to focus on.

Assigned Goal with UBI-like Behavioral Incentive

By clicking the link in the feedback text, they will be able to view a weekly dashboard that provides detailed information about their baseline, best, last, and average scores for each of the four behaviors, plus descriptions of the four behaviors.

Self-Chosen Goal with UBI-like Behavioral IncentiveStandard Feedback + UBI-like Behavioral Incentive

Same as standard study dashboard, except participants will see at the top of the dashboard how well they are doing relative to their weekly goals.

Assigned Goal with UBI-like Behavioral Incentive

At the end of the 12-week intervention period, their overall driving score will be translated into a $0-$100 reward amount. For example, a participant with an overall driving score of 84 at the end of the intervention period would receive $84 in compensation.

Assigned Goal with UBI-like Behavioral IncentiveSelf-Chosen Goal with UBI-like Behavioral IncentiveStandard Feedback + UBI-like Behavioral Incentive

Participants will be asked to select which driving behavior they want to focus on improving, and to set a goal for the week that is above their baseline score. If they meet the goal, they will be asked to set a new, higher goal; if they fall short, they will be asked to try for the same goal again. If they improve sufficiently-or if their improvement stalls out-they will be asked if they want to focus on a new behavior.

Self-Chosen Goal with UBI-like Behavioral Incentive

Eligibility Criteria

Age18 Years+
Sexall
Healthy VolunteersYes
Age GroupsAdult (18-64), Older Adult (65+)

You may qualify if:

  • years of age or older
  • Has an Apple or Android smartphone (iPhone iOS 12 or later or Android OS 7 or later)
  • Drives at least 2 days per week
  • English reading ability
  • Passes an attention check
  • Provides valid email address, cell number, name, address, and date of birth

Contact the study team to confirm eligibility.

Sponsors & Collaborators

Study Sites (1)

University of Pennsylvania

Philadelphia, Pennsylvania, 19104, United States

Location

Study Design

Study Type
interventional
Phase
not applicable
Allocation
RANDOMIZED
Masking
NONE
Purpose
TREATMENT
Intervention Model
PARALLEL
Model Details: At the end of the 6-week baseline period, participants who have the app installed and collecting data, and who meet a minimum number of driver trips with trips scores, will be randomized into one of 4 arms via Way to Health: Arm 1, Control: Way to Drive app only monitors trips in the background Arm 2, Standard feedback + UBI-like Financial Incentive: Receive weekly feedback on all four behaviors and overall driver safety; safety tips on all four behaviors; up to $100 based on their overall driver safety at end of intervention. Arm 3, Assigned Goal + UBI-like Financial Incentive: Receive weekly feedback on behavior that presents greatest opportunity for improvement; safety tips on this behavior; up to $100 based on their overall driver safety at end of intervention. Arm 4, Self-Chosen Goal + UBI-like Financial Incentive: Receive weekly feedback on behavior of their own choosing; safety tips on this behavior; up to $100 based on their overall driver safety at end of intervention.
Sponsor Type
OTHER
Responsible Party
PRINCIPAL INVESTIGATOR
PI Title
Assistant Professor of Emergency Medicine and Epidemiology

Study Record Dates

First Submitted

July 27, 2023

First Posted

October 26, 2023

Study Start

January 25, 2024

Primary Completion

July 30, 2024

Study Completion

September 30, 2024

Last Updated

July 2, 2025

Record last verified: 2025-07

Locations