A Pilot Unrestricted Payment Program for Early-stage Cancer Patients: the PAYMENT Trial
Preventing Financial Adversity Among Early-Stage Cancer Patients Through Unrestricted Cash (PAYMENT) Pilot Study
3 other identifiers
interventional
20
1 country
2
Brief Summary
This clinical trial studies whether an unrestricted cash payment program can be used to improve financial and clinical outcomes in early-stage cancer patients with financial concerns. A cancer diagnosis can have poor financial outcomes, and the cost of cancer treatment can lead to high medical debt and financial hardships for the patient and family. Financial hardship during cancer treatment is associated with adverse outcomes including poorer quality of life, lower treatment compliance, more aggressive use of hospital-based care, and worse survival. Newly diagnosed cancer patients with financial concerns may avoid treatment entirely so that they can continue to work and maintain income, provide for their families, or pay rent. An unrestricted cash payment program provides patients with a preloaded cash card once monthly. The patients can choose what to use the card to pay for and may include items like food, rent, or utilities. This provides a period of guaranteed income for the patients and may prevent them from falling into poverty and improve financial and clinical outcomes.
Trial Health
Trial Health Score
Automated assessment based on enrollment pace, timeline, and geographic reach
participants targeted
Target at below P25 for not_applicable
Started May 2026
Shorter than P25 for not_applicable
2 active sites
Health score is calculated from publicly available data and should be used for screening purposes only.
Trial Relationships
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Study Timeline
Key milestones and dates
First Submitted
Initial submission to the registry
January 8, 2025
CompletedFirst Posted
Study publicly available on registry
January 13, 2025
CompletedStudy Start
First participant enrolled
May 1, 2026
CompletedPrimary Completion
Last participant's last visit for primary outcome
June 30, 2026
ExpectedStudy Completion
Last participant's last visit for all outcomes
June 30, 2026
March 13, 2026
June 1, 2025
2 months
January 8, 2025
March 11, 2026
Conditions
Outcome Measures
Primary Outcomes (4)
Participant enrollment
Feasibility will be measured by participant enrollment (percent enrolled versus \[vs.\] approached). The study will be considered feasible to implement if 60% or more of approached patients enroll.
Up to 1 year
Time to accrue 20 patients
Feasibility will be measured by the time in months to accrue 20 patients. The study will be considered feasible if accrual is reached by 6 months.
Up to 1 year
Dropout rate
Feasibility will be measured by dropout during study period. The study will be considered feasible to implement if less than 20% of patients drop out. Will be able to estimate a drop-out rate of 20% to within a 95% confidence interval of +/- 18%.
Up to 1 year
Survey completion rate
Feasibility will be measure by rates of survey completion. The study will be considered feasible to implement if survey completion is 90% or greater.
Up to 1 year
Secondary Outcomes (5)
Financial hardship
Baseline, 3 and 6- months post randomization
Treatment nonadherence
Baseline, 3 and 6- months post randomization
Unplanned emergency department (ED)/hospital admissions
Baseline, 3 and 6- months post randomization
Food and housing insecurity
Baseline, 3 and 6- months post randomization
Quality of life
Baseline, 3 and 6- months post randomization
Study Arms (2)
Arm A (high payment schedule)
EXPERIMENTALPatients receive a $1000 preloaded cash card once monthly for 3 months.
Arm B (low payment schedule)
ACTIVE COMPARATORPatients receive a $100 preloaded cash card once monthly for 3 months.
Interventions
Ancillary studies
Receive $1000 preloaded cash card
Ancillary studies
Eligibility Criteria
You may qualify if:
- Age \>= 18
- Ability to understand English
- Ability to understand and willingness to sign a written informed consent document. Legally authorized representatives may sign and give informed consent on behalf of study participants
- Within 90 days of a non-metastatic or early-stage solid tumor receiving or rescheduled to receive treatment in the neoadjuvant, adjuvant or definitive setting for curative intent. Eastern Cooperative Oncology Group (ECOG) performance status (PS) 0-2
- Current cancer patient at PeaceHealth (Southwest Medical Center or St. Joes)
- Not current Medicaid enrollee
- Not enrolled in hospice
- Screens positive for financial fragility
Contact the study team to confirm eligibility.
Sponsors & Collaborators
- Fred Hutchinson Cancer Centerlead
- National Cancer Institute (NCI)collaborator
- Oregon Health and Science Universitycollaborator
- SWOG Cancer Research Networkcollaborator
Study Sites (2)
PeaceHealth Saint Joseph Medical Center
Bellingham, Washington, 98225, United States
PeaceHealth Southwest Medical Center
Vancouver, Washington, 98664, United States
MeSH Terms
Interventions
Intervention Hierarchy (Ancestors)
Study Officials
- PRINCIPAL INVESTIGATOR
Veena Shankaran, MD
Fred Hutch/University of Washington Cancer Consortium
Central Study Contacts
Study Design
- Study Type
- interventional
- Phase
- not applicable
- Allocation
- RANDOMIZED
- Masking
- NONE
- Purpose
- HEALTH SERVICES RESEARCH
- Intervention Model
- PARALLEL
- Sponsor Type
- OTHER
- Responsible Party
- SPONSOR
Study Record Dates
First Submitted
January 8, 2025
First Posted
January 13, 2025
Study Start
May 1, 2026
Primary Completion (Estimated)
June 30, 2026
Study Completion (Estimated)
June 30, 2026
Last Updated
March 13, 2026
Record last verified: 2025-06
Data Sharing
- IPD Sharing
- Will not share